SECOND CHANCE CREDIT BOOST GUIDE
HOW TO USE THIS DIGITAL GUIDE
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The goal of this guide is to boost your credit score in the next 45 days with just a few simple actions.
Credit Cards We Recommend:
Having credit cards is a HUGE part of your credit score and without them you may never have good credit!
What many people do not know is that 85% of your credit score is how you manage your accounts and 15% of your score is how long you had credit.
Let me break it down:
35% = Paying Your Bills On Time
30% = Your Credit Card Utilization
15% = How Long You Had Credit
10% = Types of Credit
10% = Inquiries.
So, if you're trying to guarantee that your credit score improves in the next 45 days, we need to add positive credit history with big limits!
In the guide, you have several recommended cards. Each Are different amounts to start, and when you get a much larger limit, it will help your credit score faster.
The way a secured card works is that you provide a deposit to the bank and they give you a card with the same limit as your deposit. So, if you deposit $200, you get a $200 limit.
Remember, 30% of your credit score is your credit utilization. Bigger limits = Bigger score increase.
You should get at least 3 but having 5 can be a better advantage till you can gain a better score to get your secured cards you need with higher limits. If you can only do one at a time, it's ok. The goal is to get them as soon as you can to get the most significant benefit credit increase.
SECOND CHANCE CREDIT BUILDING LINKS
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GET ALL 3 OF YOUR CREDIT REPORTS AND SCORES FOR FREE*
CANCEL THIS AFTER 4 DAYS & GET YOUR $1 BACK
Once you receive access to your reports save them to your computer or print them out.
The cool part is that you can do it twice! by just waiting 30 days and using a different provider (below)
Wait 4 days (set the alarm on your phone)
Once you receive access to your reports save them to your computer or print them out.
THE BEST CREDIT MONITORING FOR BOOSTING YOUR CREDIT
This is the one we want you to keep after you cancel the other two
Ignore the sponsor code section
#1 RECOMMENDED IF YOU NEED MORE CREDIT LINES
Helps you build credit for any stage in your financial journey. No credit score is needed to get started!
#1 RECOMMENDED SECURED CARD
Get two of these cards to build credit fast (Guaranteed approval and reports 6x per month)
#2 RECOMMENDED SECURED CARD
Card offers are for an authentic Mastercard with a Credit Limit between $300 and $1000.
#3 RECOMMENDED SECURED CARD
You will obtain a $200 TO $500 credit limit. This is a guaranteed approval option
#1 RECOMMENDED UNSECURED CARD
You will obtain at least a $200 TO $500 credit limit.
#2 RECOMMENDED UNSECURED CARD
You will obtain at least a $200 TO $500 credit limit.
#3 RECOMMENDED UNSECURED CARD
You will obtain at least a $200 TO $500 credit limit.